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We respect the privacy of all who choose to visit our web site. Listed below is our company policy for everyone who chooses to access the services we offer on our Web site.


Visitor Tracking

We place great importance on visitor privacy and security. We do not require site registration by visitors and we do not pass personal information about individual users to any third party. We reserve the right to perform statistical analysis of user behavior in order to measure consumer interest in the various areas of our site and to inform advertisers as to how many consumers have seen or clicked on their advertising banners and/or rate-quoting forms. In the performance of this analysis, we will disclose information to third parties only in aggregate form; no individual information will be given. Visitors' IP addresses are only used to gather broad demographic user information.


Ads & Cookie Technology

Cookies, which are very small files sent to your Web browser by a site’s server, enable more efficient ad processing, letting us streamline many of our ad presentations so you won’t have to see the same ads over and over again. Cookies cannot get information from your hard drive without your permission, destroy files, or send you viruses. Some of our advertising is delivered using cookies. We count the number of its readers who view and click on ads, use cookies to deliver content specific to your interests.


Contact Information

Our site’s Contact form requires users to give us contact information such as name, address, phone number, and, e-mail address. The customer’s contact information is used to contact the visitor for informational purposes only. Users may choose not to provide this information if they wish not to. Unique identifiers (such as social security numbers) are collected to verify the user’s identity only and are not used for any other purpose. Demographic and profile data are also collected at our site. We use this data to tailor the visitor’s experience at our site, showing them content that we think they might be interested in, and displaying the content according to their preferences. Personally identifiable information collected by cookies and site-analysis tools are stored in electronic logs behind our firewall, but are not sold and can be accessed by our staff only.


E-mail Address Privacy

We receive many e-mail messages from our readers. We do not sell or otherwise release the names or e-mail addresses of users who write to the site. Your correspondence with us remains private.



We may conduct user surveys on our site, and ask visitors for contact information (such as their e-mail address). The customer’s contact information is used to contact the visitor when necessary. Users may opt-out of receiving future communications. Our online surveys ask visitors for contact information (like their e-mail address). The customer’s contact information is used to contact the visitor only when necessary. Users may opt-out of receiving future communications. We use the information gathered from our surveys to help us create a better environment for our users.


Links to Other Sites

This site may contain links to other sites whose privacy policies may differ from ours. We encourage our readers to check the privacy policies of these sites before disclosing any personal information.


Opt-Out Procedures

We provide users the opportunity to opt-out of receiving communications from us or change their contact information. This can be accomplished by sending an e-mail to


Corrections/Contacting the Site Administrator

If you have any questions about this Privacy Policy statement or the practices of this site, or if you have corrections to any of the information that you have provided us, you can contact us at

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